Terms and Conditions

By accessing and using the Association of Corporate Treasurers of Southern Africa (hereafter referred to as ACTSA) website, you agree to our General Terms and Conditions (including the Privacy Policy), as set out below. By accessing the ACTSA website to post a Technical Query or to post material on our Discussion Forum, you agree to the Technical Queries Disclaimer.

General Terms and Conditions

Information appearing on the pages of this web site is provided in accordance with and subject to the laws of the Republic of South Africa and you are hereby advised that, by virtue of your browsing or accessing these pages you have accepted the laws of The Republic of South Africa as the law governing the conduct and operation of this web site.

The courts of The Republic of South Africa shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this web site and its use. Should you not wish to accept the laws of The Republic of South Africa or the jurisdiction of the courts of The Republic of South Africa as aforesaid we must ask you to immediately discontinue further access to this web site.

The distribution of information on the web site may be restricted by local law or regulation in certain jurisdictions. This information is not intended for distribution to, or use by, any person or entity in any such jurisdiction and persons accessing these pages should inform themselves about and observe any such restrictions.

Site Content

All information on the web site is given in good faith. Any opinions and estimates expressed reflect the judgment of ACTSA or that of any contributor to the site at the time at which they are given.

Although all reasonable efforts have been made to ensure that all of the information on the site is accurate, up to date and complete at the time of inclusion, we give no representations or warranties, express or implied, in relation to the accuracy, currency or completeness of the information.

The information provided in the pages of this web site is not intended to constitute an offer or solicitation of financial services to users to buy or sell products or services from The Irish Association of Corporate Treasurers, nor is it intended as advice in relation to financial matters. It is provided for information purposes only.

Interruption to Service

ACTSA will use its reasonable endeavours to ensure that its website is fully operational at all times. However, due to the nature of the internet, ACTSA cannot guarantee that its web site will be free from delays, interruptions or errors.


Limitation of Liability

The user accepts that the electronic mail and other transmissions passing over the internet may not be free from interference by outside third parties and may not remain confidential.

In consequence ACTSA cannot guarantee the privacy or confidentiality of any information relating to the user passing over the Internet.

ACTSA does not accept responsibility for any loss or damage occasioned by any user of this web site, (whether direct or indirect, special, incidental, punitive or consequential loss, including loss of profits or otherwise), arising as a result of access to or reliance on the information obtained in this web site or any statement, claim, or opinion expressed herein (including any errors, inaccuracies or omissions in such information or any fault, interruptions or delays in connection with the web site).

ACTSA also disclaims any responsibility or liability for any material created or published by any other person on any web site to which ACTSA website may have a connection or link.


All content contained in this web site such as text, graphics, logos, button icons, images, audio clips and software is and remains at all times the property of ACTSA or its content suppliers or licensors and is protected by copyright and/or other intellectual property laws.

The compilation (meaning the collection, arrangement and assembly) of all content on the site is the exclusive property of ACTSA or its content suppliers and is protected by copyright and/or other intellectual property laws.


All software used in this site is the property of ACTSA or its software suppliers and is protected by copyright and/or other intellectual property laws.

Subject to the following paragraph, using this web site for the purposes of browsing and downloading material for the purposes of printing that material for personal use by the web site user/visitor only is permitted.

Any other use of the content and software on this web site, including any other reproduction or the modification, distribution, transmission, republication, display, performance or other making available to the public of the content on this web site is strictly prohibited.

This web site or any portion of the site may not be downloaded, reproduced, duplicated, copied, sold, resold or otherwise exploited for any commercial purpose that is not expressly permitted by ACTSA.

ACTSA has the right to refuse access to the web site in its discretion, including, without limitation, if it believes that a particular viewer’s conduct violates applicable law or is harmful to the interests of ACTSA.

Links to Other Sites

The site offers automatic links to other sites which we hope you will be interested in. ACTSA makes no representations whatsoever about any other web site which you may access through this one.

When you access a non-ACTSA web site, please understand that it is independent from ACTSA, and that ACTSA has no control over the content on that site.

The inclusion of a name should not necessarily be taken as a recommendation by ACTSA or any of its officers or employees or an endorsement by them of other persons’ suggestions for the inclusion of names.

In addition, a link to a non-Association site does not mean that ACTSA endorses or accepts any responsibility for the content, or the use, of such web sites.

Although all external links may be checked, from time to time, ACTSA cannot be held responsible for the validity of any of the links and it is your responsibility to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

Technical Queries Disclaimer

Neither ACTSA nor any of its officers or employees nor any persons from whom it seeks advice in response to questions raised in this forum can accept responsibility or liability (express or implied, contractual, tortuous or otherwise) for the accuracy, correctness or timeliness of any such response.

Accordingly, users of this service should not rely on such advice but should consider taking their own independent professional advice.

The views and opinions expressed in any such response are not necessarily those of ACTSA or of the members of its Council.

In no event should any response be viewed as investment advice. Any user of this service who requires advice on investments or securities should obtain it from an organisation duly authorised under applicable legislation.